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credit reviews

AI native credit app that takes seconds to auto-fill.

Onboard and monitor customers with full 360 degree credit data. Optimize collection strategies for delinquent payors. Built for credit & AR managers.
Sync automatically with accounting software you already use

Free, AI native credit application

Leverage Merclex's AI native credit application that takes seconds to fill. And it's free.
Free, branded digital credit applications
Upload your form or use our form builder to create one and have it auto fill using the customer's domain and Merclex Credit Intelligence.
Built in automated fraud checks
Automated EIN look up, domain checks, Address matching against Google Maps, OFAC/sanctions checks, and domain age/reputation
Financial insights by Merclex AI
Collect data room requests, tell Merclex AI what you find to be important and receive summary and recommendations each time.
how it works

Proactive decisions beat reactive collections

From the moment a customer onboards, Merclex builds a behavioral profile that keeps your collections team ahead of every risk.
Powerd by Merclex Credit AI
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Credit Onboarding
60 second, AI-powered, custom designed credit apps with top of the line fraud checks + automated term recommendations
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Credit Monitoring
AI Agents that track hundreds of data points for all of your customers and surface only the most important ones
3
Collections
Payment reminders, prompt discounts, and predictive cash flow based on past payment behaviors

Stay Ahead of Credit Risk

See how Merclex helps finance teams spot trouble early and protect cash flow.
Start for free
Financial dashboard showing important metrics with a Merclex score of 145 over 30 days and industry benchmark bar charts.