3
collections

Efficient collection with best industry practices.

Utilize some of the best industry practices automatically to help collect more efficiently and effectively
Sync automatically with accounting software you already use

Level up your collection strategy

Utilize some of the best industry practices automatically to help collect more efficiently and effectively
Personalized email sequences to remind
Tell our AI of the tone you want to use, let it send emails & text reminders to your recipients both before and after the due date.
Nudge customers about tracked behavior on Merclex
Customers' reputation scores change based on their payment behavior. Give them a friendly reminder to incentivize them to pay or ask for payment plan.
Late fees auto calculated and optionally sent
Calculate the late penalty and interests and Merclex will auto-generate invoices and remind them of penalties to incentivize them to pay on time.
Forward over to collection agency in 1 click
For those who still don't pay, forward over to our collection agency network on an contingency basis with the contract, customer info and invoices already ready to forward with 1 click.
how it works

Proactive decisions beat reactive collections

From the moment a customer onboards, Merclex builds a behavioral profile that keeps your collections team ahead of every risk.
Powerd by Merclex Credit AI
1
Credit Onboarding
60 second, AI-powered, custom designed credit apps with top of the line fraud checks + automated term recommendations
2
Credit Monitoring
AI Agents that track hundreds of data points for all of your customers and surface only the most important ones
3
Collections
Payment reminders, prompt discounts, and predictive cash flow based on past payment behaviors

Stay Ahead of Credit Risk

See how Merclex helps finance teams spot trouble early and protect cash flow.
Start for free
Financial dashboard showing important metrics with a Merclex score of 145 over 30 days and industry benchmark bar charts.