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credit monitoring

Continuous visibility into customer credit risk.

Onboard and monitor customers with full 360 degree credit data. Optimize collection strategies for delinquent payors. Built for credit & AR managers.
Sync automatically with accounting software you already use

Continuous credit monitoring for B2B vendors

Merclex gives you continuous visibility into customer credit risk and accounts receivable - without digging through reports or waiting for invoices to go overdue.
AI Agents that monitor earnings summary
Monitor your customers' earnings calls and summarize revenue miss, leadership changes, major risks, and debt change
Real time alerts when major headcount changes
A sudden drop in headcount can often indicate the first sign of layoff which can be good to be notified among your customer base
Real-time, personalized summary of news of your customers
Not all news are relevant, and some are worse than others. Tell Merclex what's important to you and our AI Agent scores your customers' news and deliver only the most urgent ones to you.
Be in the know when key leadership changes
Be notified of key leadership departures or additions of executives which can often signal distress but also potential growth.
how it works

Proactive decisions beat reactive collections

From the moment a customer onboards, Merclex builds a behavioral profile that keeps your collections team ahead of every risk.
Powerd by Merclex Credit AI
1
Credit Onboarding
60 second, AI-powered, custom designed credit apps with top of the line fraud checks + automated term recommendations
2
Credit Monitoring
AI Agents that track hundreds of data points for all of your customers and surface only the most important ones
3
Collections
Payment reminders, prompt discounts, and predictive cash flow based on past payment behaviors

Stay Ahead of Credit Risk

See how Merclex helps finance teams spot trouble early and protect cash flow.
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Financial dashboard showing important metrics with a Merclex score of 145 over 30 days and industry benchmark bar charts.