Apply credit decisions faster — without losing control.
Merclex uses AI to learn your credit policy in minutes and automatically suggest credit terms that match your rules, risk tolerance, and business goals.
Traditional credit reviews are slow, inconsistent, and hard to scale.
Merclex replaces manual checks with an AI-driven process that mirrors how your team already thinks — while removing repetitive work.
Merclex helps you manage:
All recommendations are explainable and easy to approve or adjust.
Whether you’re onboarding new customers, reviewing limits, or adjusting terms over time, Merclex helps teams move faster while keeping humans in control of every decision.
Merclex learns from permissioned data and approved outcomes only. Customer data is never shared or reused, and all recommendations follow your internal rules and compliance standards.
The AI learns your credit rules in ~10 minutes by analyzing past decisions and approvals.
Receive recommended limits and terms aligned with your risk appetite.
You approve, adjust, or reject every suggestion — nothing is applied automatically.
“Whether we’re evaluating new buyers, monitoring market trends, or ensuring the financial stability of our partners, Merclex Services is an essential resource in keeping our business strong and thriving.”
“Whether we’re evaluating new buyers, monitoring market trends, or ensuring the financial stability of our partners, Merclex Services is an essential resource in keeping our business strong and thriving.”
“Whether we’re evaluating new buyers, monitoring market trends, or ensuring the financial stability of our partners, Merclex Services is an essential resource in keeping our business strong and thriving.”
